Mr.Bill Shipp
Mortgage Service In MAINLINE
Whether you are purchasing your First Home, Renovating your existing home, needing a 2nd Mortgage, or buying an Investment home, I am here to help you every step of the Way. I have over 39 years of Experience in Financial Services and you can use my first-hand experience and knowledge to choose the Mortgage that is right for you!
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REFINANCING
Qualify for a lower interest rate on your existing Mortgage
REVERSE MORTGAGE
Convert Part of the equity in your home into cash
INVESTMENT PROPERTIES
Type of home loan that is not secured by a government agency
CONVENTIONAL LOANS
Type of Home loan that is not secured by a government agency
JUMBO LOANS
Type of Home financing that exceeds the limit of an FHA loan
VA LOAN
Veterans or active members of the U.S military may Qualify for the zero down
FHA LOANS
Get into a home with as little as 3.5% down payment
MORTGAGE RENEWALS
Convert part of equity in your homes into cash
MORTGAGE CHECKLIST
- Purchase agreement for your new home signed by all parties.
- A copy of the purchase agreement for present home, if applicable.
- The relocation agreement from your employer if you are being transferred.
- Name, address, and telephone number of your employer for employment verifications. If not employed with present employer for a full two years, please provide the same for previous employers.
- Last two years W-2 statements if compensation includes overtime, bonus, commissions, or tips.
- Copy of most recent pay stub.
- If self-employed, completed tax returns with all schedules attached for the last two years plus a current profit and loss statement.
- If paying child support or alimony, a copy of the court decree showing the amounts to be paid.
- If borrowing against a life insurance policy, the cash value of the policy, amount of coverage, and monthly cost.
- Social Security numbers.
- Name, address (including zip codes), and account numbers for all savings, checking, credit cards with balances, and installment accounts (car loans, mortgage payments, school loans, etc.) with approximate balances and monthly payments.
- List of stocks and bonds with approximate value.
- Estimated value of cars owned, year and model.
- Estimated value of furniture and personal property.
- The amount is usually the insurance coverage of household goods. Copy of lease agreements on any rental properties.
- Checkbook to pay for application fee.
